Our 1st Mortgage Loans are quicker and more simple than the banks.​
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• Loans from $100.000 up to $5,000,000
• Approval within 24 hours
• 6 to 12 month terms
• Business lending only. No consumer lending. 
• Loan to Value Ratio (LVR) up to 75% of the value of security
• Eligible property security: residential, commercial, industrial, rural and vacant land within 70km of the CBD metro area (Sydney,  Melbourne, Brisbane & Gold Coast)
• ​Our primary prerequisite is that the property you own has no caveats or mortgages associated with it
• All documentation are verified by our lawyers and vetted by our management
• Loan interest repayments are tax deductible
• 2nd mortgages with a combined LVR of up to 70% may be considered. Rates begin at 15% per annum

First Registered Mortgage

With First Registered Mortgage’s, money is lent against the security over property such as residential, commercial, industrial or rural land. Interest can be pre-paid or paid monthly in advance.

Valuations are normally determined internally and by a registered valuer as instructed by Digital Valley. The maximum amount lent will not exceed 65% of the value of the property mortgaged.

Digital Valley offers Private First Ranking Registered Mortgages secured against real estate such as residential, commercial and industrial.

Digital Valley focuses on 3 key areas
when assessing a loan application

The Purpose

The loan must be to a company or,
if to an individual, then for business purposes.

The Exit

The client must be able to demonstrate the exit strategy. That is how the loan is to be repaid.

The Security

We recognise a wide range of property security – residential, commercial, industrial and vacant land.

Fast & Flexible Finance Solutions

Traditional financial organizations take a significant amount of time to arrange funding and settlement and often do not have the ability to fast track the process, regardless of the urgency or cost to the borrower of late settlement.

One of the key differences with Digital Valley is that we are able to move quickly if and when a borrower presents an attractive real estate asset and needs to borrow against it urgently. It’s one of the key reasons why borrowers come to us.

​We don’t believe in a one-size-fits-all approach to funding. Where banks and other traditional funders are restricted to more ridged parameters, we are prepared to look outside the box. So if the security is strong, the loan value vs asset ratio is 65% or less and we feel comfortable about your ability to repay the loan, we will consider lending to you.

Our Clients

Providing finance across all Australian metropolitan cities and in almost any industry. Our flexible finance offers a rapid turnaround service that can be put in place within days as opposed to weeks. Here are some of the industries we are currently serving:

• Financial service providers
• Property development and construction
• Exporters
• Importers
• ​Business owners
• Turnaround Situations

About Us

Digital Valley Pty Ltd is a financial services company specializing in alternative and specialist short term secured asset lending.
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Whether it's to cover a bridging loan, an unexpected business expense, a refinancing requirement, to manage cash flow, fund business growth, or take advantage of a new opportunity, our short term loans are designed to meet your urgent borrowing needs.